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About Our Agency

Hall & Clark Insurance provides comprehensive insurance options.

We are your trusted independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.


years combined experience


years in business


convenient locations

Founded in 1954, Hall & Clark Insurance originally operated under the names of its founders, Blaine Hall and Ed Music as the Hall-Music Insurance Agency. In 1965, Richard Clark joined the agency after graduating from Georgetown College and the Hall & Clark name officially reflected Clark’s arrival in 1969. Under the leadership of Richard Clark, who took the role of president in 1981, the Hall & Clark Insurance Agency has grown in both customer and carrier confidence.

Highlights of Richard Clark’s Leadership
  • The creation of Investments and Financial Strategies division.
  • The acquisition of Joe Young Agency.
  • The acquisition of Commercial Insurance Services, now Hall, Hunt & Clark Insurance, LLC.

In accordance with Clark’s theory that one can only be as good as those around him, Executive Vice President Phillip Hunt was invited to join the team in 1996. Phillip has more than twenty years of experience, and he earned the Certified Insurance Counselor designation in 1998. In addition to Hunt’s many professional and community associations, he is also a past president of the Professional Insurance Agents of Kentucky.

A short time after Hunt became executive vice president, he and Richard Clark began working to create The United Agency of Kentucky, LLC (UAK). In 2011, The UAK cluster disbanded with many of the member agencies joining the Keystone Insurer’s Group. Keystone is ranked number three on Insurance Journal’s 2019 list of Top 20 Privately-Held Property and Casualty Agency Partnerships, with nearly 300 agency partners and $3.6 billion in written premiums.

Hall & Clark Insurance has now enjoyed more than 66 years of uncompromised value and unparalleled service throughout the Eastern Kentucky tri-state region to personal, commercial, and municipal entities. Moreover, the staff at Hall & Clark Insurance represent more than 100 years of combined experience in the insurance industry.

What it all means for you.

Whether providing quotes for automotive insurance or meeting with a customer to discuss comprehensive customized insurance coverage options, the Hall & Clark Insurance team continues to forge ahead with innovative service ideas and the intent to be an industry leader in such things as the creation of cross-trained employees and the daily accomplishment of unexpected service quality.

We take the time to understand your needs and help you find the right insurance coverage to protect what’s most important to you. All of our agents live locally, so we know the unique risks you face day-to-day. That’s why we’re here. Using our experience and insurance knowledge, we provide you with personalized customer service to give you peace of mind.

Why Go Independent?Meet Our Team
About Our Agency - Aerial View of City in the Valley From the Top of Mountain Range

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Recognized by Independent Agent Magazine

The magazine labeled Hall & Clark Insurance as a “Smart Agency” for their desire to set the industry standard of customer service, creating exemplary client service quality across the continuum of insurance policy writing, updating, and claim processing. Read about us in the magazine.

Agency Partnerships

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Personalized insurance solutions.

Friendly, knowledgeable service.

Building trusted relationships.

Find Out How

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Our Mission

At Hall & Clark Insurance, we aim to provide you with comprehensive customized insurance coverage for affordable prices that bring protection to what matters most to you. Your peace of mind is our goal.


Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Trusted Service Throughout Eastern Kentucky

Trusted Service Throughout Eastern Kentucky

With offices in Prestonsburg, KY, Pikeville, KY, and Louisa, KY, Hall & Clark Insurance is proud to serve all of Eastern Kentucky, including Ashland, KY, Painstville, KY, Whitesburg, KY, Hindman, KY, and Hazard, KY.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

Personal Insurance
Business Insurance
Employee Benefits

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As an independent agency, we are here to help you find the right coverage.

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